Valentina Wilson: Interview Do you need bad debt help?
Hello peeps! Do you need bad debt help?
You can motivate yourself to get rid of your debt trap by going through my blog Best Debt Consolidation. Also, you can find effective ways to avoid falling prey to the debt trap. And if you are already debt trapped, my blog can guide you to manage your debts efficiently and become a debt-free person!
Well, enough of this formal stuff! Let’s go informal a bit!
Do you need bad debt help?
Can you tell our readers about yourself and your blog?
Hey! I am Valentina! After graduating in Business Administration from the University of Massachusetts, I was slogging in finding the right career option!
In my initial days, I worked as a teacher and a coach. After that, I shifted my job to school administration. At present, I am working as a Superintendent in Tuscola, Illinois. It is in East Central Illinois. I truly believe I have the best job in school administration!
But for the past 6 years, I have been working as a blogger. But I have started my blog around 2 years ago.
It is that platform where I help people who are overwhelmed with debt burden and unable to find a way out! Also, people can get help to understand common financial problems.
Describe how did you first get into blogging?
The irony is, I never thought that I would become a blogger one day! But when I was into sales in an insurance company, the idea came up in my mind.
It was an impromptu decision, of course! But now I believe that it was one of the best decisions of my life!
As I told you, it dates back to the year 2013! I started working as a freelance writer. And at the same time, I started making excessive use of credit cards. The reckless use of credit cards made me up to the neck in debt.
On top of that, I had personal loans and a student loan too! I felt so hopeless that I thought bankruptcy was the only option for me!
But thanks to my friends! They constantly helped me to keep up the zeal for paying off my debts.
While slogging with that, I came across the concept of debt consolidation and debt settlement.
Both the debt relief options helped me to pay off my debts and live a debt-free life ahead.
In the meantime, I came to know that I am not alone! Many people in our country are up to the neck in debt, and trying utmost to live a debt-free life!
And from there, the idea of my blog came up in my mind! My attempt with this blog is to provide resources on financial subjects of our daily life from around the country.
And secondly, the blog is an experiment to see if a blogger from a small town can hold worldwide discussions on financial issues!
Can you tell me some of your strengths that really helped you in blogging?
Being a graduate in Business Administration, I’m quite well aware of finances! And you know, I am consistent in my work. And blogging is my passion. So, I don’t need to push myself to complete my work.
And talking about financial concepts, I update myself regularly by going through authentic financial websites.
I believe you don’t need to be an expert in finances to understand the concepts!
How would you describe your blogging style?
My blogging style is a kind of informative and niche style along with a slight tint of personal style. As I have said, I want to share my knowledge with others thus helping them to manage their finances efficiently.
What would be your ideal working environment?
For me, the best working environment would be working from home. I can utilize my spare time for my passion, i.e, blogging!
I can write whenever I feel like! I can pen down my thoughts whenever I get an idea.
What motivates you as a blogger?
As I said earlier, while I was slogging to repay my debts, I realized that I wasn’t alone! Many people are struggling to pay off their debts and get rid of the debt trap.
I want to help people who are continuously struggling to repay their debts. And debt consolidation and settlement are the most effective ways to get out of the debt trap.
When I searched on the internet, I came across many websites which are misleading the audience about consolidation and settlement.
That’s why I try my best to provide genuine information about apt debt relief options and various strategies about paying off debts.
How do you deal with pressure or stressful situations?
Well, I am a happy single parent. Due to an unfortunate car accident, I lost my father and elder sister. But fortunately, my niece (my elder sister’s daughter) got saved.
I still get nightmares thinking about that ghastly incident! So, thinking about those days gives me goosebumps even now!
I was bound to take responsibility for the baby. It took a lot of time for me to cope up with the situation and take care of the baby properly.
I just love my parenthood. But at the same time, I have to manage both my work and the baby.
So, obviously, I have to handle a lot of pressure in balancing both my work and personal life.
What do you do in your spare time?
I love to spend time with my niece! We go to the nearby park and play. And if she sleeps, I go through different financial posts, especially related to debts.
I try to find out what else I can do to help people to get out of debt!
Where would you like to be in blogging five years from now?
Well, I want to have 4 to 5 websites. Two websites will be for the people who are suffering from debt-related problems. One or two will deal with personal finance topics. And last but not least, one website will be related to travel!
Also, I want to start my podcast so that people can share their debt-related problems and success stories.
Hopefully, I will be able to solve their problems. And the debt-ridden people can get motivated listening to those folks who are successfully living a debt-free life.
Describe your personality as a flavor of ice cream.
I would describe myself as vanilla ice cream! Vanilla lovers appreciate good quality and minimalism.
And so am I! I love to help people with genuine debt relief options. So that, they can pay off their debts asap.
Secondly, vanilla lovers aren’t an anxious or stressed person. They find peace and balance in every aspect of life. Moreover, they enjoy living in every moment!
Whoa! This is so me!
As I told you, I try my level best for my work-life balance! And I believe, I am good at it!
And talking about enjoying living in every moment, blogging is like oxygen to me. And whenever I get free time, especially during the weekends, I get my backpacks ready and go for a short trip.
If you were an animal, which one would you want to be?
“Loyal, protective, goofy”
These are the things that come to my mind when we talk about dogs! Our little furry friends are usually frisky and give us unconditional love! As a result, they create a healthy environment around us.
What inspired you to start your blog?
I saw many people around me who are overwhelmed with debts, especially unsecured ones!
The incessantly high-interest rates and other charges are making it more cumbersome for them to repay their debts.
On the contrary, the outstanding balances are soaring high daily!
I know how it feels! I was also in debt burden and used to feel helpless most of the time.
I couldn’t sleep all night, thinking about how will I pay off these debts! With the help of my friends and some experts, I came to know about debt consolidation and settlement.
So, I don’t want anyone who is debt-ridden to suffer like me. I want to reach out to people, through my blog, who need bad debt help.
How do you motivate yourself to keep the blog up and running?
I believe that you don’t need to be a professional to manage your finances. All you need is proper guidance and the spirit to stay away from debts.
I want people to keep up the spirit and manage their dollars wisely. I think, as soon as you attain a certain age, you get enticed to take out loans; be it in the form of credit cards or any other thing.
So, even if I can help a handful of people to refrain from debt-traps, I would feel the happiest!
How active are you on a weekly basis? How often do you communicate with your followers?
I am usually active three days a week! Monday, Wednesday, Friday, are the days when I am active. And I communicate with my followers on every alternate day.
How much time do you spend blogging?
Well, there is no fixed time for my blogging! Whenever I feel the urge to write, I start writing.
Would you encourage other people to make their blogs?
Yes, certainly! People should come up with their blogs to help others. It can be related to anything!
But bloggers should make sure that the audience is getting genuine help from the information available in their blogs.
Is blogging your profession or just a hobby?
As of now, it is my hobby! But I want to make it my profession after certain years. After 4 to 5 years, I want to have multiple websites and start my own podcasts.
What are your hobbies?
I love traveling. There is no hard and fast rule that you have to book flight tickets and go for a tour a hundred miles away.
So, whenever I feel like, I get my backpacks ready and go out on a trip. I feel absolute serenity when going for a short weekend trip. Driving alone and listening to my favorite songs on the radio is absolute bliss.
Are you passionate about helping your audience?
Yes, of course, I am! That’s why I have started my blog. People across our country can get help to pay off their debts with ease and lead a debt-free life ahead.
Also, people who aren’t in debt right now can get some tips so that they don’t become vulnerable to debt traps.
If you could travel anywhere in the world, where would it be?
I would love to go for a whole Europe tour! I have been saving for this long-planned vacation. Because I don’t want to fall prey to the debt trap for my holiday.
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